In the UK, there are three major credit reference agencies that generate a person’s credit score: Equifax, Experian, and TransUnion. ClearScore is a fintech (financial technology) company that takes data provided by Equifax and provides users with access to their credit reports and credit scores for free.

Whether for work or leisure, you never know when you’ll suddenly need to get abroad. If you get unlucky and your passport is set to expire, with UK passports always expiring after 10 years for adults, you’ll need to get it renewed. But the usual wait time for a new passport is 3 weeks.

In May 2023 Temu reached 100 million users in the US, having launched in the UK just a month before. Since then, Temu has been downloaded over 7.6 million times. But what is Temu? With an aggressive ad campaign, Temu has burst onto the scene, yet many ask if Temu is actually a legit company, and how it can possibly be so cheap?